The first exchange, early man would exchange and barter goods they had surplus amounts of for others that they lacked. Grain and cattle were popular goods to barter, and so the first form of trade had emerged.
In China, people started to use small bronze replicas of goods. For practical reasons these eventually became rounded coins, making them easily recognisable. A short while after this, Coastal Region around the Indian Ocean started to use Cowrie Shells.
The first "official" currency was minted by King Alyattes of Turkey. A standardised coin allowed trade to increase greatly in the Mediterranean world.
The Florin, a minted gold coin was invented in France was the first coin widely accepted across Europe, encouraging international commerce
Paper bank notes didn't catch on for some time, the first being printed in Sweden. This was great for businesses because it could be mass produced without relying on raw materials such as gold and silver. The first electronic payment took place in 1860AD via telegram by Western Union.
2008AD and upwards
In 2008AD , contactless payment cards were issued into the UK, allowing payments to be quick and easy.
2014AD. With a constant for ways to ensure businesses can trade easily, new innovations were constantly being introduced and refined...
Bitcoins entered the world, as the first fully implemented cryptocurrency.
Bartercard offers a platform in which businesses can trade surplus goods and services worldwide
ApplePay was announced to Apple product users, enabling them to pay for things via phone.
The travels of Marco Polo introduced the idea of paper money to Europeans
John Biggins invented the first card at this time period called the "Charg-It" card, the first Credit card.
By this time, many banks offered mobile banking services with primitive smart phones. 3 years later, the Euro started to circulate