GLOBAL DEVELOPMENT CAPITAL  WHITE-PAPER

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Pg. 3 - 6     l Introduction

Pg. 7 - 8     | About Us

Pg. 13-16  | GDC Solutions

Pg. 17-22  | Minerals Mining

Pg. 23-24   | Home Loans

Pg. 30-32   | Private Vault

Pg. 9 - 12   | Africa as an investment destination

Pg. 25-29   | Mixed Use Developments

TABLE OF CONTENTS

Pg. 33-35   l Women `& Youth Business

Pg. 36-37   | Data Mining

Pg. 42-43  | ICO

Pg. 44-45  | Token Distribution

Pg. 46-47  | Token Allocation

Pg. 50        | Services

Pg. 38-41  | Competitive Advantage

Pg. 48-49  | Roadmap

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A WARM WELCOME TO THE ICO OF GLOBAL DEVELOPMENT CAPITAL 

From the entire Global Development Capital (Pty) Ltd team, it is our pleasure to present this Global Women Investment Token  (WIT) and White Paper to you. A private sale and public sale of Global Women Investment Token (WIT)  shall be launched towards the end of November 2019 and thus presenting a unique opportunity. WIT is the first decentralized blockchain  application dedicated to delivering  first class solution that gives back to the community by streamlining professionals and experts through setting up think-tanks, conducting analysis, research, fulfilling development and implementation of schemes through meticulous professional streamlining allowing for universal access for token holders participate within the development of Africa.

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Global Development Capital (Pty) Ltd (GDC) is a fintech company that prioritizes finance for Africa's key critical needs for its future cities, towns, and rural areas. The company aims to spur economic development in Africa by deploying modern innovations across multiple sectors. GDC seeks to leverage the continent’s resources, vibrant young population, new technologies, and culture to drive economic growth. The company believes that there is the right mix of factors that can be harnessed to spur the development and evolution of different facets of the African economy.  As much as there are many meetings and discussions of these issues, there continues to be no practical plan to address the needs. This is where GDC comes in by selecting those key sectors and environments with the greatest needs and high investment potential and then injecting capital to help improve household, cities, and towns.

INTRODUCTION

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INTRODUCTION CONT..

Africa has always had potential to grow and reach the upper echelons of economic development but this has always been inhibited by exploitation, misappropriation of resources and lack of access to capital. The continent’s potential has also been inhibited by their public policies and procedures facilitated by poor leadership resulting in efficiency and unproductivity. Regardless, the investment potential still exists with foreign investments flowing to the continent evidenced by the increased financing of infrastructure, especially by China. GDC believes that the people of Africa should benefit from this and as such is providing an avenue where investors can easily have an  opportunity to gain high returns whilst meeting local needs. The company will identify key investment areas and conduct due diligence to shield its investors and ensure that funds are allocated to the most worthwhile industries serving the greatest needs.

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INTRODUCTION CONT...

GDC will employ modern technology and innovative solutions to enhance productivity and improve efficiency of the value chain. GDC will also provide a platform for women empowerment by engaging, promoting, and funding their businesses in sectors that yield medium to high potential returns. This is in line with the company’s policy for encouraging the advancement of women and removing obstacles to active participation engrained in the UN Beijing Declaration.  

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ABOUT US

GLOBAL DEVELOPMENT CAPITAL (PTY) LTD

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Core Business Values

A fintech company that prioritises special innovations that create high economic impact to communities while enhancing core values and culture of each community.

Special Interests & Focus

Our special interests and focus are on affordable housing finance, mixed-use developments finance, infrastructure development finance, personal vaults, minerals mining, data mining and women & youth businesses.

Mission

To be a leading investments and fintech company that prioritises special innovations in specific industries that create high value economic impact through skills and financing.

ABOUT GDC

ALL THE RENENUES FROM EACH  PRODUCT ARE BASED ON PREPAID MODEL ONLY

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Africa as an investment destination

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Africa, our highest priority 

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Africa has emerged as a leading destination for investment over the past decade and the trend is expected to grow in the coming years. This is being driven by the changing attitudes towards the continent as the world begins to warm up to the massive potential across multiple sectors. It has been a remarkable journey of rapid economic growth spurred by significant changes as its nations step up on the international stage.

This change of fortune is best captured by how it went from being labeled as “The Hopeless Continent” on the cover of The Economist in May 2000 to “Africa Rising” in December 2011 on the same publication. And this is backed up by numbers with half of the world’s fastest-growing economies from 2000 being in Africa. This rapid rise of Africa has fuelled further interest in its nations with foreign direct investments into the continent growing significantly annually.

THE EMERGENCE OF AFRICA

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The continent has also seen major improvements in governance with political stability improving greatly in most nations. This has been a major departure from decades of turmoil that perennially threatened the continent’s business environment. More African nations have become mature democracies with positive governance that acts as a catalyst for improvement of trade and thriving business environment. This transition to a peaceful continent has helped lower political risk thus boosting the ability to attract foreign investors. Furthermore, most African nations have put in place favourable policies encouraging investment as markets continue to mature. This is expected to improve further as regional trade and cooperation among African nations expands boosting the attractiveness of the continent as an investment destination. GDC understands the opportunities that Africa has and will have in the future and seeks to exploit these by venturing into industries with huge potential for returns.   

AFRICA'S GOVERNANCE

Africa offers great value and high potential for return on investment as the continent is incredibly rich in natural resources, has a youthful population, and inadequate infrastructure. This provides great opportunity for investment by tapping into its natural resources, utilizing its available and cheap labour as well as helping establish key infrastructure projects. The continent has untapped natural gas and oil reserves accounting up to 10% of the global reserves. This is in addition to its riches in rare earth mineral such as gold, uranium, iron ore, copper and diamond reserves. Couple this with its unexploited renewable energy sources with a vibrant, educated workforce and Africa emerges as an ideal investment destination. 

RETURN OF INVESTMENT

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GDC REAL SOLUTIONS

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INFRASTRUCTURE DEVELOPMENT FINANCE 

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INFRASTRUCTURE CHALLENGES

Africa has a massive infrastructure deficit that needs to be addressed in order for nations within the continent to catch up with their emerging and developed counterparts. The infrastructure gap in the continent is quite wide and needs to be filled across major sectors such as communication, transportation, and distribution networks, financial institutions and markets, and energy supply systems. In addition to this, African countries also need to develop their soft infrastructures and basic services such as education and training, health and sanitation, drinking water, housing, and sewerage.

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SOCIAL IMPACT

GDC WORKS ONLY ON BLOCKCHAIN

Moreover, GDC understands the necessity of these projects in improving the livelihoods of African households and intends to play a significant role in bridging this infrastructure deficit that continues to stifle the development of the continent.

CONFIRMED NEEDS

The African Development Bank estimates that Africa’s infrastructure needs are between $130 and $170 billion per year, however, it currently falls short by between $68 billion and $108 billion per year. 

OPPORTUNITY

This provides a compelling investment case for businesses and GDC is at the forefront of tapping into this opportunity. 

SIGNIFICANCE

The development of these infrastructures is of utmost importance in driving the economic growth and development of Africa. 

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MINERALS MINING 

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Be undeniably good. No marketing effort or social media buzzword can be a substitute for that.

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GDC'S APPROACH

Moreover, GDC understands the necessity of these projects in improving the livelihoods of African households and would like to play a significant role in bridging this infrastructure deficit that continues to stifle the development of the continent.

GDC has ventured into mining with feasibility for coal, diamonds, and gold mines already completed and 2 coal applications submitted for authorization with diamonds and gold to follow shortly. There are additional 2 mines for sale with the rights and permits for mining. GDC is currently conducting Due-deligence on those.  

It is expected that the submission will go through and mining operations in 2 mines will begin in February 2020.

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The mining sector has played a huge role in employment and driving economic growth in Africa and GDC seeks to tap into the future growth of this sector. GDC aims to improve the production of anthracite from its mines through the use of modern mining equipment and other innovative solutions to boost efficiency and productivity in the mines.

MINING SECTOR IN SOUTH AFRICA

Also, GDC will employ new techniques to enhance the extraction of methane gas in their mines that will help raise revenues and return for investors. The management of all the minings would be on blockchain too. 

TECHNIQUES & TECHNOLOGY

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COAL MINES

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AFRICA'S MINING

CORE MINING

Gold

Diamonds

Silver

Oil 

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HOME LOANS

GDC Designed over >40 houses ready for financing

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HOME LOANS..........

Disruptive finance solution for the market

GDC plans to provide home loans for people interested in developing or buying their dream home.

THE NEED

There is a huge demand for affordable housing in Africa as the continent is witnessing rapid urbanization and population growth.

THE MARKET

The home loans will be customized based on individual customer needs and with varying payment terms.

CUSTOMIZED SOLUTION

The company seeks to support customers from all walks of life thus offering inclusive packages enabling people to build anywhere whether in rural areas or towns and suburbs or even on communal land.

PRIORITIZING CUSTOMER'S PREFERENCES

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GDC IS ALREADY ACCREDITED IN SOUTH AFRICA AS FSCA AND NATIONAL CREDIT REGULATOR

MORE ON HOME LOANS

GDC has already engage professionals to help the customers in designing their perfect house as well as choosing among different plans based on their budget and incomes. In addition to ensuring that people have their dream homes, GDC will provide further financing to help them furnish their houses and additional fittings such as security amenities. Also, to ensure that people get value for their money, GDC will ensure that the customers can move in and settle within 90 days of acquiring the loan. By settling early the customers will be able to repay their loans faster thus ensuring quick turnaround time for investments in the project.

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MORE ON HOME LOANS

This is important in ensuring the home lands are able to cater for the varying needs in the market and to improve the standards of living for people in Africa.

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MIXED USE DEVELOPMENTS FINANCE 

You will not heal by going back to what you broke.

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MIXED USED DEVELOPMENTS

GDC plans to create mixed use developments to tap into the growing housing demand while at the same time helping house people from different walks of life.

The mixed use developments will comprise integrated residential areas with varying density mix to cater for customers from different social strata. 

The areas will also combine commercial and retail developments together with community based facilities for use by the residents.

GDC vision is to establish developments that not only aid in social integration but also one that provides high quality life and wellbeing.

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LIFESTYLE

Through creation of high density and low-density areas within the development, GDC will enable people from diverse backgrounds to live and work together harmoniously. 

HEALTHY ENVIROMENTS

In addition to this, GDC will create supporting amenities to ensure that people in the area are properly served and can access public services.

SELF SUSTAINABLE

These developments will have activity centers, open spaces, well-defined traffic system, security services, and high quality pedestrian and environmental amenities.

FEATURES OF THE MIXED-USE DEVELOPMENTS

SUSTAINABLE COMMUNITIES

The company hopes that its mixed used developments will act as a benchmark for next-generation Africa’s sustainable neighbourhoods.

SMART COMMUNITIES

This is reflected in its goal of building a strong, healthy, beautiful community where neighbours know one another:

ULTIMATE COMMUNITIES

whereby job opportunities are abundant within the neighbourhood; and people of all races, incomes, and backgrounds are welcome and live in harmony.

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PERSONAL VAULT AND SECURITY 

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PRODUCT FEATURES

GDC will give ordinary people an opportunity to take control over all their personal and sentimental information and the ability to decide who gets access to it, and use it for their benefit. This information ranges from one’s granted authorizations, medical records, health records, children’s allergies, emergency contacts, insurance records, wills and more.

Basically, the personal vault will enable one to store any and all the information that they want and control how it is accessed and used. The personal vault also has an inbuilt infrastructure and tracking system specifically built to enhance the security of women and children which can be used to find them in cases of disappearances including capturing the vital signs.

In the internet era and the highly digitalized world, data has become a valuable commodity that is usually sold to the highest bidder especially by large tech companies. As a result, there have been massive data and privacy breaches that have impacted people’s lives negatively. In the current digital environment, privacy is of utmost importance and personal data must be protected and if traded its owner should be able to benefit.

This is the driving force behind the desire to provide people with a vault where they can secure store, access, and distribute their personal data as they please. This is a market opportunity that GDC seeks to tap into while helping people store their information securely using blockchain technology’s encryption to ensure security and authorized use only. 

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PRODUCT FEATURE

AI Infrastructure

Skills Feature

Internet of Things

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MARKET CONNECTION FOR WOMEN & YOUTH BUSINESSES

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FACT CHECK

Women and youth comprise the majority of Africa’s population yet they operate on the periphery of the economy with limited access to opportunities.

EXISTING PROBLEM

SYSTEMATIC EXCLUSION

This is systematic problem resulting from longstanding poor policies and discrimination that is further perpetuated by them being sidelined in decision making at the national level.

CONFINED MARKET

As a result they have been relegated to the informal sector and small businesses that yield low returns with limited potential for growth.

ABUSE BY MARKETS

Furthermore, they have been reduced to a source of cheap and sometimes unpaid labour in less productive sectors such as small scale agriculture.

WOMEN & YOUTH  CAPACITY

Yet women and youth have the capacity to drastically improve the economic fortunes of many countries in Africa, and around the worls

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EXPOSURE TO MARKETS

GDC aims to provide a market connection for women and youth businesses by encouraging their participation and funding their initiatives in high yielding industries.

FUND

The company will operate a fund specifically targeted to not only addressing the needs of women and youth but also to uplift their economic status.

GDC APPROACH

IMPROVEMENT OF QUALITY & PRODUCTIVITY

GDC will make promote their businesses through strategic investments to increase their productivity and efficiency to boost the value of their outputs.

The company will work with women and youth to provide them market connections for their output to boost their returns and raise their status in the value chain, through its blockchain system.

BLOCKCHAIN TECHNOLOGY

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DATA MINING & ANALYTICS

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All this are done on the Blockchain system, which means they cannot be tempered with. Our solutions are practical and reveal hidden assumptions and need determine problems, discover data, determine costs, and explore the whole domain of the problem. The preconceived hypothesis and specific questions would be compared with the data that does not answer specific questions of the organisation.

INTENT

Financing Data mining and Analytics Systems is all about the how real world problems, at business, personal and societal level, can be formulated so that GDC can mine data to resolve them.

WHAT IS IT?

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TITLE WITH

IMAGE

BACKGROUND

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GDC Competitive advantage/    Value proposition

GDC value proposition is that we grow your money through our industries.

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International knowledge and experience

• As such, GDC is able to identify the profitable businesses and industries to guarantee high returns for its investors.
• GDC experience and knowledge of African markets and their regulatory environment is crucial in political risk management and positioning in different nations.

• GDC is an Africa-first company with its founders possessing great experience and knowledge of the continent’s markets. 
• The company has a rich bank of information, expertise, networks, and resources acquired through its lengthy operation in the continent.
• GDC has gained an understanding of business operations, customer experience, human resource, and capital flow across multiple industries in Africa.

&

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Competitive Advantage Cont...

GDC prides itself in its professionalism and high standards of practice requirements for all its employees. These quality standards are also extended to third parties and other professionals engaged by GDC in any capacity. The company aims to hire the best talents in the different industries they operate with accreditation required of specialists such as architects, civil/structural engineers, and land surveyors among others in order to participate in GDC’s programmes. This has created a culture of service delivery, high productivity, reliability and ethical practices across all GDC projects. As such investors are guaranteed of excellent service and exceptional returns from investments.

Professionalism

GDC provides a wide range of investments for portfolio diversification. This not only serves to lower the risk for investors but also exposes them to multiple opportunities from different industries across Africa. The GDC investment portfolio is also well structured to incorporate sectors with great need for investment and good returns on investment. Additionally, GDC supports portfolio personalization thus allowing investors to choose projects of their liking based on potential for return or special interests. This is important especially for investors interested in choosing investments they believe to have the greatest impact in the community or those that advance their social goals.

Diversification and personalization

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Technology and innovation

• GDC is deeply rooted in technology and always relies on special innovations to deliver solutions with high economic impact in each community. The company is using blockchain technology to raise funds thus ensuring the security of each investment.
• Furthermore, the blockchain technology will ensure transparency in the use of funds across various projects. GDC is also employing modern and next generation technology in its products and services to both improve efficiency and productivity.
• The company endeavours to bring new technologies to the continent for the benefit of its people. In this spirit, GDC will use technology in investment decisions to help improve returns and impact on the community.