Social Conscience PBC
Lending Options
for SolarSolutions Customers
2019
APR
Providing Personal Loans Up to $5,500
Social Conscience PBC
Lending Options
for SolarSolutions Customers
2019
APR
Providing Personal Loans Up to $5,500
Flexible Loan Terms
Choose the term that fits your lifestyle, anywhere between 4 - 8 month terms offered.
2015
Fixed Interest Rates
Choose between 15% - 25% interest. Our rates are NOT compounded, making for faster and easier paydown.
How it Works?
Cosponsers
payment
Payout
Apply for
Loan
Social Conscience PBC lends by assessing an applicant's character through interviews with those the applicant list as cosponsors. If the character reviews are favorable, then the applicant is allowed to apply for a loan. For every loan issued, the cosponsors are required to put down a total of 30% of the loan. This amount will be returned,in full, to the cosponsors once the loan has been paid in full.
We care about where you are in your financial journey and geographically. That is why we promise to reinvest 50% of the interest earned from a loan into the communities of our borrowers. We encourage and accept borrowers feedback about projects they believe will be impactful to their communities.
Community Investing
Loan Interest Rates & Terms
To the right, is a breakdown of rates offered. The interest rate is the same for all approved borrowers and is only determined by the borrowers preferred payback period. To the right, is a sample breakdown for what a borrower would pay for a loan of $5,000 with 4 payback installments.
Assumed 4 installment repayment plan. Payments are due at equal intervals throughout the loan term. For a 4 month loan, payments will be due monthly. For a 8 month loan, payments will be due every 2 months.
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