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CHEQUE: MID-YEAR ANALYSIS
The decline in cheque transactions reflects changes in the payments market as a result of technological change and customer preferences for faster, digital payments.
Older people are much more likely to use cheques than younger people. What the most recent figures show us is that cheques are falling out of general ordinary, everyday use quite quickly; so it is expected that within the next few years it'll be quite rare to see a cheque in everyday, ordinary usage, although they will still be used for specific types of transactions.
Chris Hamilton, APCA CEO
INTRODUCTION
AGENDA
KEY STATISTICS
DEMOGRAPHICS
TRENDS
LOCATION
KEY STATISTICS
KEY STATISTICS
TRENDS
VOLUME TRENDS
VOLUME TRENDS
VOLUME TRENDS
VALUE TRENDS
VALUE TRENDS
VALUE TRENDS
WHAT TYPES OF CHEQUES WERE ISSUED?
The major Cheques Issued by market share
M
M
M
M
M
M
M
M
M
M
M
M
DEMOGRAPHICS
WHO IS TRANSACTING MORE?
Gender Analysis
M
M
M
M
HOW OLD ARE THEY?
WHERE DO THEY RESIDE? (TOP 5 LOCATIONS)
Of those that issued cheques reside in Lagos.
Jan-Nov 2018(Unity Bank)
35%
41%
2018 Industry (Jan-Nov)
Of those that issued cheques reside in Lagos.
LOCATION
WHERE WERE THE CHEQUES ISSUED? (TOP 5 LOCATIONS)
Of all cheques were issued in Lagos.
Jan-Nov 2018 (Unity Bank)
36%
41%
Jan-Nov 2018 (Industry)
Of all cheques were issued in Lagos.
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