We believe financial empowerment is the key to short and long-term financial wellness.
We believe all consumers - regardless of zip code - should have equal access to guidance and resources to become financial literacy proficient.
One to One Interaction
Financial therapy is a form of counseling conducted by financial professionals to help individuals. Our desired outcome is to change financial behavior and build confidence in financial matters.
The nBalance process is a structured financial therapy process to improve short-term financial distress. The framework includes four sessions over a 90-120 day period
When a problem
meets a solution
We are an innovative provider of financial therapy, minimizing the financial illiteracy epidemic with counseling and guidance
Households have zero or negative net worth
Households are liquid asset poor
Households are underbanked*
FINANCIAL INSTABILITY IMPACTS ALL INDIVIDUALS IN HOUSEHOLD
*Underbanked households have a checking or savings account but have used an alternative financial service within the last 12 months
Loss of Productivity
Impact on Relationships
Minimize the impacts of Financial Distress
Multiple Pathways of Success
Addresses the emotional interaction between the individual and financial decisions.
Behavioral Science Approach
Uses the just in time approach of situational intervention to prevent compounding financial distress
Teaches the individual necessary financial literacy skills
This is our
Our service breakdown and the costs for each retainer. Services packaged as ten (10) process plans provide service for up to ten individuals. Financial coaching hours are applied on a billable hour basis.
Financial Therapy Consultation Retainer
Premium Financial Therapy Retainer
Standard Financial Therapy Retainer
10 Financial Coaching Hours
One to One Consultation
10 nBalance Process Plans
Dedicated Financial Therapist
Video Conference or Phone Session
10 Financial Coaching Hours + 10 nBalance Process Plans